Monthly car payment
estimator.
Estimate your monthly repayments in seconds and see what fits your budget before applying. Adjust the deposit, term, interest rate and balloon payment to model exactly the deal you're considering.
Calculate your finance in 3 simple steps.
Estimate your monthly repayments in seconds and see what fits your budget before applying.
Enter the vehicle price
Start with the price you're financing, then set your deposit as a percentage or rand amount.
Adjust term, rate & balloon
Drag the sliders to match your finance term, interest rate and any balloon/residual payment.
See your monthly payment
Your estimated monthly payment, total repayment and cost of credit update instantly.
Built on real amortisation math.
Standard finance formulaUses the same reducing-balance amortisation math South African lenders apply, including balloon/residual payments.
Fully adjustableModel different deposits, terms, rates and balloon structures to compare deals side by side.
No obligationFree to use, no signup, and your details are never sold to third parties.
Upgrade anytimeReady to apply? Move straight into a full CarCredit pre-qualification.