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Kredo Mobility is a South African platform that brings vehicle value, history, finance and identity verification together in one place, so dealers, banks and insurers can make faster, more confident decisions.

Dealerships, banks, insurers and other accountable institutions use Kredo to qualify leads, verify vehicles, onboard customers and manage risk across the sales and finance process.

Our data sources and checks cover vehicles and consumers registered anywhere in South Africa.

Yes - CarFree is our dedicated platform for individual car buyers and sellers, covering vehicle value, history and finance eligibility checks. It runs on the same data as our dealer products but has its own site and experience. www.carfree.co.za

Contact us via WhatsApp or email to arrange a no-cost, no-obligation trial. We'll get your dealership set up on ClientZone (our client portal) and walk your team through the products relevant to your workflow.

All Kredo products are billed strictly on a pay-per-use basis - there are no fixed monthly plans or subscription tiers. You only pay for the checks you actually run. Contact us for our Rate Card for current per-product pricing.

Yes. New dealerships get a no-cost, no-obligation trial period to test the platform before committing to paid usage.

CarCredit gives dealerships a fast, accurate financial snapshot of a potential buyer - in under 60 seconds, using just a name and ID number - so sales teams can prioritise qualified leads instead of chasing deals that will never get bank approval.

CarCredit reports have a 94% correlation with actual bank lending decisions.

No. Unlike a formal bank application, CarCredit checks leave no footprint on the consumer's credit profile, so dealers can run multiple scenarios to structure the best deal without harming the customer's creditworthiness.

Among other things: a credit score (0 = Thin File, up to 940 = perfect profile), a debt summary (active accounts, instalments, arrears, judgments, debt review status), and a spending summary (opening balances, last payment dates, account activity).

CarTrust is a vehicle forensics and legitimacy tool that helps dealerships detect risk - stolen vehicles, undisclosed accident damage, salvage history, bank-owned stock and odometer tampering - before they buy, trade in, or finance a vehicle.

SAPS stolen status, outstanding finance interest, accident/ insurance claim history, salvage status, mileage timeline, named ownership history, and verified factory vehicle specifications.

Take a look at our sample report - it walks through the exact layout and information a completed CarTrust report contains.

Most CarTrust checks return results in minutes.

A single, verified vehicle record shared across banks, insurers and dealers involved in a transaction - removing duplicated checks and giving every party the same trusted information at no extra cost to view.

CarKYC is Kredo's digital onboarding and compliance tool. It verifies a customer's identity - confirming who they are and flagging fraud risk - before you meet, pay, or hand over a vehicle, keeping your dealership compliant with the FIC Act.

The customer takes a selfie, which is matched against Department of Home Affairs records using facial biometrics linked to the HANIS database. CarKYC also checks against global watchlists (UN Sanctions, FBI, Interpol, PEP lists).

CarKYC verifies natural persons via biometric and Home Affairs checks. For corporate or juristic entity customers, ownership structure and Ultimate Beneficial Owner (UBO) identification is handled as part of the compliance workflow, in line with FICA's requirement to identify any natural person owning 10% or more of the entity.

Yes - identity verification should only be run with the knowledge and consent of the person being verified.

CarValue provides trade and retail vehicle valuations, free for life, based on real South African dealer market data - including regional and provincial pricing that some competitors don't offer.

It's based on the vehicle's make, year, mileage and condition, weighed against current dealer market listings and standard depreciation modelling.

CarScan is an AI-powered vehicle inspection tool. A WhatsApp link guides the customer through a 10-step photo capture process, and AI analyses the images to flag cosmetic damage - dents, scratches and other condition issues - before you ever see the car in person.

No - it works entirely through WhatsApp using a standard smartphone camera. No app download or extra hardware required.

It's designed for remote, desktop-level trade-in valuations and early screening - giving you a damage-first estimate before committing resources to a physical inspection.

CarLead brings all of a dealership's digital conversations - across web, WhatsApp and other channels - into a single platform, so leads can be captured, qualified and tracked without falling through the cracks between departments.

A pre-employment and ongoing risk-screening tool that verifies the people you engage with - staff, contractors or partners - before you bring them on board. Results are typically returned within 24 hours.

A criminal check and a qualification check.

It lets other businesses integrate Kredo's verification, valuation and credit data directly into their own products, rather than using the Kredo platform directly.

Yes. All checks run through secure, encrypted processes, and personal information is never sold to third parties.